Budgeting is not always the most exciting topic, but it’s and imporant part of how I was able to make ends meet as a widow with young kids.
Having been budgeting for several years, I had a pretty good feel for it. But after Jon passed, I got out of the habit and struggled with motivation to continue. I was tired, sad and overwhelmed by life, and budgeting just seemed like one more thing. I had reduced our living expenses quite a bit and didn’t think I needed to account for every purchase.
Something Had to Change
I became aware of how important a monthly budget was several months into my journey as a widow. We were halfway through the month, and I only had $50 left for the month to buy food, and the fridge was looking bare. While my kids were only 5 and 7, they had healthy appetites. I couldn’t continue to leave it to chance. I needed to make a change.
Read more...As a widow with small kids, finances were a big concern. There are so many things that go into running a household, as I am sure you are aware - the mortgage, utilities, food, gas, car maintenance, and the list goes on. I had never been fully responsible for any of this, and while I had worked in several different professions, I had been out of the work force since my kids were born.
Social Security Survivor Benefits
One of the first things I did after Jon passed was to contact my local Social Security office to see if the kids and I qualified for Survivor Benefits. This program is in place to help widows with young kids make ends meet. There are certain qualifications and income limits, so you’ll want to go to your local Social Security office to get more specifics.
Read more...The first Christmas after the loss of a spouse can be an overwhelming and bittersweet experience, especially when you are left with small children to care for. It is during this time of year, cherished for its joy and togetherness, that the absence of your beloved spouse is deeply felt. As someone who has walked this journey, I want to extend my heartfelt compassion and share some insights on how to navigate the emotions and find hope during this challenging time.
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In Part One, I shared the shock that I went through when my husband passed. In Part Two, I shared how I was helped through the devastating shock. In this post, I want to give you some ways to navigate through the fog and difficulty of suddenly losing your spouse.
Shock can display itself in many ways. If you have lost a loved one unexpectedly and are grappling with the shock, here are some strategies that may help you cope.
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In the midst of losing a spouse, it's easy to get caught up in the whirlwind of emotions and responsibilities. As a single parent, the pressure to fill both parental roles can be overwhelming. But through my own journey, I discovered three valuable lessons that I wish I had learned earlier. These lessons have not only helped me navigate the challenges of being a single parent, but have also taught me the importance of self-care and the power of allowing myself time to grieve. So, if you find yourself in a similar situation, here are three lessons that I hope will bring you comfort and guidance.
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